Tamar

When splitting and settling 
are done in different apps, 
it's easy to lose track.

This app keeps it all in one place — clear & simple,

To merge the functionality of a money transfer app with that of an expense-sharing app — 

creating a single, seamless solution for managing shared payments between friends.

Understanding how and why people split and settle shared expenses revealed two key pain points:

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These core challenges were considered during the product definition and design process

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Solutions
  • Two types of shared payment groups

Offsetting group

Here payments are logged and automatically split between participants.


Collecting group

Where participants are invited to contribute to a shared expense by choosing from predefined amounts or entering a custom amount

  • Limits on time and volume

To prevent never-ending offsetting, each contact can have up to (whichever comes first) :

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After that point, the app sends frequent reminders to settle the balance 

and limits new activity to direct payment requests only.

  1. Clear summary of shared history

In addition to each group’s transaction history, every contact has a dedicated page summarizing 

all shared activity — providing full transparency across groups and events.

Contact Balance Summary

Offsetting group – Offsets Summary

Collecting group – Contribution Summary

1 Mind Mapping (3)

Let’s Talk

These days I am looking for my first role as a UX researcher and designer.

I would love to hear from you about any interesting proposals for work or collaborations.

Contact me at:

© Tamar Haramati 2025